YOUR WORK
SHOULDN'T
WAIT 60 DAYS.

Freight factoring for owner-operators and invoice factoring for construction subcontractors. Funding available as fast as 24 hours for qualified invoices.

Fast review.•Simple document checklist.•Funding for qualified invoices.
0+
Registered owner-operators in the US
0 hrs
Average time to fund your invoice
0 days
Average payment delay in construction
0%
Of trucking companies already use factoring
Who We Serve

TWO INDUSTRIES.
ONE MISSION.

We specialize in the two industries that keep America moving — and get paid last.

Owner-operator trucker — freight factoring

OWNER-OPERATOR TRUCKING

Tired of waiting 45 days to get paid on a load you delivered last month? We offer freight factoring for owner-operators — get your invoice funded funding as fast as 24 hours for qualified invoices, approvals focused on the strength of the receivable.

GET FUNDED
Construction subcontractor — invoice factoring

CONSTRUCTION SUBCONTRACTORS

Your GC owes you $80,000 and won't pay for another 60 days. Your crew needs to get paid Friday. Construction invoice factoring gets your subcontract invoices funded so you can make payroll and take on bigger jobs.

GET FUNDED
The Process

FUNDED IN 3 STEPS.

01

Submit Your Invoice

Send us your unpaid freight bill or subcontract invoice. Takes 5 minutes online.

02

We Verify & Approve

We verify your invoice with the broker or GC. Most approvals happen same day.

03

Cash in Your Account

Funds hit your bank account funding as fast as 24 hours for qualified invoices. Your broker or GC pays us directly later.

Why Caliper Finance

WE KNOW YOUR
INDUSTRY.

We Speak Your Language

We know what an MC number is. We know what retainage means. You won't spend 20 minutes explaining your business to us.

No Long-Term Contracts

Factor one invoice or a hundred. There are no minimums, no lock-in periods, and no hidden fees.

Non-Recourse Options Available

If your broker or GC doesn't pay due to insolvency, you don't owe us anything. We absorb the risk.

Dedicated Account Manager

You get a real person who knows your account. Not a call center. Not a chatbot.

READY TO GET
FUNDED?

It takes 5 minutes to apply. If you have an unpaid invoice, we can have cash in your account by tomorrow.

Approvals are focused more on the strength of the receivable.

YOUR INVOICE IS WORTH
CASH TODAY.

Stop waiting. Start moving. Get funded funding as fast as 24 hours for qualified invoices.